Small Business Resources
Small Business Development Center
Business Planning and Getting Started
The Small Business Development Center (SBDC) provides personalized business planning and startup support to entrepreneurs. Key offerings include:
- Free one-on-one business advising tailored to startups.
- Guidance on developing effective business plans.
- Support with securing financing and navigating permits.
Website:
Faire
Getting Started
Faire supports small businesses by connecting them to a network of wholesale suppliers. Key features include:
- Tools for small businesses to launch and grow.
- Opportunities to access unique products and suppliers.
- No upfront costs for opening accounts.
Website:
Cayenne Consulting
Tips for Building a Bankable Business
Cayenne Consulting offers advice and strategies for creating financially viable businesses. Key insights include:
- Steps to create a business that appeals to lenders and investors.
- Practical advice for securing funding and scaling operations.
- A comprehensive blog with actionable tips for entrepreneurs.
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SF New Deal
Supporting Small Business Success
SF New Deal supports small businesses through various programs, including their “Supporting Small Business Success” initiative. Highlights include:
- Financial and operational assistance to help small businesses thrive.
- Resources for navigating challenges such as rent and staffing.
- A focus on community-driven solutions for business owners.
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- is a comprehensive HR solutions provider that has been in business since 1986 and went public in 1997. The company offers a wide range of services aimed at helping businesses optimize their human resources strategies, including talent management, employee benefits, HR administration, payroll, risk management, and employee performance.
- One of Insperity's key offerings is their robust technology platform that streamlines HR processes. This all-in-one system allows businesses to manage employee information, payroll, time and attendance, benefits enrollment, performance management, and more in a single, secure online environment. The platform also includes features like paperless onboarding, applicant tracking, and a mobile app for employee self-service.
- Insperity prides itself on providing unmatched service through a team of experienced professionals. This team includes Business Performance Advisors, Payroll Specialists, HR Specialists, Safety Specialists, and other experts who work together to support clients in various aspects of HR and business management. The company's approach focuses on developing effective, employee-focused HR plans to address issues and improve team performance.
- With over 90 locations nationwide and $6.5 billion in revenue for 2023, Insperity has established itself as a leader in the HR solutions industry. The company has been recognized as one of the best places to work and was named the best full-service human capital management platform of 2024 by Forbes Advisor. Clients praise Insperity for helping them attract better quality employees, offer competitive benefits packages, and align their workforce with business goals and company culture.
JP Morgan Chase
Chase offers a variety of business financing solutions, including lines of credit, small business loans, and commercial real estate financing, each tailored to meet different business needs.
- Business Line of Credit: Provides revolving credit lines up to $500,000 with a five-year revolving period and a five-year repayment term, offering flexibility for short-term financing needs.
- Small Business Loans: Offers lump-sum funding up to $500,000 with terms typically up to five years, suitable for significant investments and business growth initiatives.
- Commercial Real Estate Financing: Enables the purchase, renovation, or refinancing of commercial properties with term loans secured by real estate, offering terms up to 25 years.
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Wells Fargo
The Wells Fargo Small Business Resource Center offers insights and tools to help business owners thrive, including access to loans, digitized payment solutions, and cash flow management strategies.
- Credit Resources: Guidance on obtaining business credit, such as lines of credit and SBA loan options.
- Financial Management: Advice on managing business finances, including cash flow projections and minimizing banking fees.
- Support for Women Entrepreneurs: Tailored programs offering networking, coaching, and resources, along with insights from the 2024 Impact of Women-Owned Businesses report.
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Bank of America
Bank of America's Center for Business Empowerment offers a comprehensive suite of resources designed to support businesses at every stage of development.
- Finance Guidance: Access strategies and tools for securing capital, managing cash flow, and streamlining accounting processes.
- Strategic Planning: Utilize resources for business planning, employee management, marketing, and operations to effectively start, run, and grow your business.
- Research & Insights: Stay informed with industry insights and featured reports, including the latest small business trends and perspectives from diverse business owners.
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Visa
Visa's Small Business Hub offers a robust suite of tools, resources, and solutions designed to help small business owners start, manage, and grow their enterprises effectively.
- Financial Management: Access to funding options, payment processing solutions, and money management tools to secure your business's financial future.
- Digital Presence Optimization: Guidance on setting up websites, utilizing analytics, and expanding online sales to connect with a global customer base.
- Marketing and Growth Strategies: Resources for online marketing, audience development, reputation management, and building brand loyalty to expand your business's reach.
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CIBC
CIBC's Small Business Banking offers simplified products, transparent terms, and dedicated support to help you focus more on your business and less on banking.
- Financing Solutions: Access to SBA loans, EasyPath Business Financing, and the Entrepreneur Loan Program to support your business growth.
- Account Services: A variety of checking, savings, money market, and NOW accounts tailored for small businesses.
- Treasury Management: Services designed to optimize your cash flow and manage your financial operations efficiently.
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Kiva
Small Business Microloans
Kiva provides microloans to small business owners through a peer-to-peer lending model. Key benefits include:
- Loans up to $15,000 with 0% interest.
- A community-focused platform connecting borrowers with lenders.
- Streamlined application process with no collateral required.
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US Department of the Treasury
State Small Business Credit Initiative
This program provides funding to states to support small business lending and investment programs. Key features include:
- Access to capital for underserved entrepreneurs.
- Programs that address specific state needs for small business growth.
- Partnerships with private lenders to increase funding availability.
Website:
SF.GOV
SF Shines Construction Grant
The SF Shines program helps small businesses upgrade their storefronts. Key benefits include:
- Grants for construction, remodeling, and improvements.
- Support for maintaining vibrant, safe, and clean business spaces.
- Simplified application and reimbursement process.
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Reimbursement for Vandalism-Related Costs
This program offers financial relief for small businesses impacted by vandalism. Key features include:
- Grants to cover costs of repairs and replacement.
- Easy-to-access resources for affected business owners.
- Emphasis on restoring storefront safety and aesthetics.
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San Francisco Planning
Obtaining a Permit
San Francisco Planning offers resources to help small businesses navigate the permitting process. Key benefits include:
- Guidance on obtaining permits tailored to small business needs.
- Resources for zoning, building codes, and land use requirements.
- Dedicated support for ensuring compliance with city regulations.
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Office of Small Business
Small Business Permitting Help Center
The Office of Small Business provides centralized assistance for permitting and compliance. Highlights include:
- Expert guidance on navigating city permitting systems.
- Resources for streamlining the application process.
- Personalized support for new and existing small businesses.
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SFMTA
Street Closure for Special Events
SFMTA manages permits for special event street closures to facilitate community engagement. Key features include:
- Permits for hosting block parties, parades, and other events.
- Comprehensive guidelines for compliance and safety.
- Tools to manage traffic and transportation impacts effectively.
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Prop H
Opening or Changing a Business
Prop H offers expedited permit reviews for small businesses. Key benefits include:
- A 30-day review timeline for qualifying applications.
- Streamlined process for opening or expanding businesses.
- Increased accessibility for entrepreneurs in San Francisco.
Website:
Small Business Development Center (SBDC)
Legal and Tax Resources
SBDC provides a wide range of resources to assist small businesses with legal and tax compliance. Highlights include:
- Guidance on legal structures and business formation.
- Support for tax planning and compliance.
- Access to free or low-cost legal and tax advising.
Website:
Lawyers’ Committee for Civil Rights of San Francisco
Legal Services for Entrepreneurs
This program offers free legal support to small business owners from underserved communities. Key features include:
- Assistance with contracts, leases, and other legal documents.
- Resources for navigating legal challenges and risks.
- Workshops and one-on-one consultations with volunteer attorneys.
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NOLO
DIY Legal Books and Software
NOLO provides affordable, self-help resources for small business owners. Key offerings include:
- Books, guides, and software for managing legal needs independently.
- Tools to handle contracts, trademarks, and other legal matters.
- Reliable, easy-to-understand content for non-lawyers.
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The Bar Association of San Francisco
Lawyer Referral and Information Service
The Bar Association connects small business owners with qualified legal professionals. Benefits include:
- Access to experienced attorneys for business-specific legal advice.
- Reduced-cost consultations for eligible businesses.
- Mediation and conflict resolution services.
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LegalZoom
Incorporating Your Business
LegalZoom simplifies the process of forming and maintaining a business. Key features include:
- Easy online tools for incorporation, trademarks, and compliance.
- Access to attorneys for personalized legal guidance.
- Ongoing support for managing business legal needs.
Website:
Small Business Development Center (SBDC)
Marketing Advising
SBDC offers free marketing consulting services to help businesses enhance their marketing efforts. Key services include:
- One-on-one consulting for developing marketing strategies.
- Guidance on digital marketing, branding, and public relations.
- Marketing workshops and webinars for small businesses.
Website:
Colibri Digital Marketing
Marketing Agency
Colibri Digital Marketing provides expert digital marketing services for small businesses. Key offerings include:
- Customized digital marketing strategies tailored to business needs.
- Social media management, SEO, and content creation.
- Analytics and performance tracking to measure marketing success.
Website:
AlphaGraphics
Marketing and Print Services
AlphaGraphics offers a wide range of marketing and print solutions for small businesses. Key services include:
- Custom printing services, including flyers, business cards, and promotional materials.
- Marketing consulting for creating effective marketing campaigns.
- Digital marketing services, including web design and SEO.
Website:
Casetext
Artificial Intelligence Legal Research
Casetext uses artificial intelligence to streamline legal research for legal professionals. Their platform provides the following benefits:
- AI-powered tools to improve research efficiency.
- Rapid access to relevant case law, statutes, and regulations.
- Time-saving features for legal professionals.
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Optimizely
Operating Systems for Marketing
Optimizely is a marketing operations platform that allows businesses to optimize digital experiences. Key features include:
- A/B testing and personalization to enhance customer engagement.
- Content management tools to streamline marketing efforts.
- Data-driven strategies for marketing optimization.
Website:
Weebly
Website Builder
Weebly offers a user-friendly platform for businesses to create professional websites without technical expertise. Weebly’s features include:
- Customizable templates and drag-and-drop functionality.
- Built-in eCommerce features for online selling.
- Easy integration of third-party tools and apps.
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Podium
Lead Generation
Podium simplifies lead generation and customer communication. The platform provides:
- Web chats and text messaging tools for customer engagement.
- A system for collecting reviews to boost online presence.
- Lead-capturing tools to improve conversion rates.
Website:
Tesorio
Cash Flow/Finance Management
Tesorio helps businesses manage their cash flow and financial forecasting. Key benefits include:
- Automation of accounts receivable and payables processes.
- Real-time visibility into cash flow performance.
- Enhanced decision-making through financial insights.
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SF New Deal
Small Business Vibrancy Program
SF New Deal’s Small Business Vibrancy Program offers resources to support businesses in increasing their community engagement and impact. Key services include:
- Business development support to boost visibility and sales.
- Access to funding opportunities for program participants.
- Network-building through community events and local partnerships.
Website:
Renaissance Center
Workshop Calendar
The Renaissance Center offers workshops and events aimed at empowering small business owners. Key features include:
- Workshops on entrepreneurship, business development, and digital marketing.
- Networking opportunities with fellow small business owners.
- Access to resources that support community engagement and business growth.
Website:
PCV: Small Business Support Circle
Networking Support
Pacific Community Ventures (PCV) offers the Small Business Support Circle, which helps business owners connect with mentors and peers. Key features include:
- Peer-to-peer support groups to share experiences and resources.
- Access to a network of professionals for business advice and collaboration.
- Guidance on navigating business challenges and expanding reach.
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Department of Navy
Mentor Protégé Program / Enterprise Strategy
The Department of Navy’s Mentor Protégé Program supports small businesses by pairing them with experienced contractors to help them grow their capabilities and compete for government contracts. Key benefits include:
- Mentorship from larger firms to enhance business development.
- Access to contract opportunities with the Department of Defense.
- Development of technical expertise and project management skills.
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Apex Accelerators
General Guidance
Apex Accelerators helps small businesses navigate federal contracting opportunities and provides resources to secure government contracts. Key services include:
- Free guidance on federal, state, and local government contracting.
- Help identifying contracting opportunities and understanding the bidding process.
- Assistance with certifications and compliance requirements.
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United States Navy and Marines
Small Business Innovation Research / Technology Transfer
The Small Business Innovation Research (SBIR) program by the U.S. Navy offers funding opportunities for small businesses to engage in innovative research and technology development. Key features include:
- Funding for R&D projects related to national defense and technology.
- Support for transferring innovative technologies to commercial markets.
- Opportunities for collaboration with government agencies.
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SBDC NorCal
Contracting Guidance
The Small Business Development Center (SBDC) NorCal provides specialized resources to help businesses understand and compete for government contracts. Key offerings include:
- Assistance with navigating government procurement processes.
- Support in preparing proposals and bids for contracts.
- Training on compliance and contracting regulations.
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Golden Gate Business Association
Support for LGBTQ+ Entrepreneurs
The Golden Gate Business Association (GGBA) supports LGBTQ+ businesses by providing networking, advocacy, and resources. Key services include:
- Networking events for LGBTQ+ business owners and entrepreneurs.
- Advocacy for policies that promote LGBTQ+ business equality.
- Access to mentorship and professional development.
Website:
Start Small Think Big
LGBTQ+ Business Support
Start Small Think Big provides free business services to entrepreneurs, including those from the LGBTQ+ community. Key services include:
- Legal, financial, and marketing support for small businesses.
- Guidance on navigating challenges unique to LGBTQ+ entrepreneurs.
- Pro bono legal services and business consultations.
Website:
SF LGBT Center
Small Business Consulting
The San Francisco LGBT Center offers support to LGBTQ+ entrepreneurs, helping them navigate the challenges of running a small business. Key services include:
- Business consultations to help LGBTQ+ entrepreneurs start, grow, and sustain their businesses.
- Access to workshops and resources for business development.
- Networking opportunities with other LGBTQ+ business owners.
Website:
New Entrepreneur Training Program
The San Francisco LGBT Center offers a New Entrepreneur Training Program designed to support LGBTQ+ individuals looking to start their own businesses. Key features include:
- Business planning, marketing, and financial management training.
- Mentorship and guidance from experienced entrepreneurs.
- Networking opportunities with other LGBTQ+ business owners.
Website:
Chamber Resources
Partner Portal
SF Chamber Members can log in to our Member Information Center for full Chamber benefits, including member-to-member deals, job posting portal, event calendar, member directory, and contact information, and more.
Incentives & Resources
The San Francisco Center for Economic Development, one of the Chamber’s foundation partners, provides a robust collection of incentives and resources helpful to small businesses.
SFCED incentives & resources
SF Chamber + VISA Present: Business Practical Skills
Visa sees micro and small businesses as the backbone of the global economy. Visa's goal is to empower these enterprises and improve their livelihoods, ultimately creating a ripple effect throughout their communities. With greater financial and business knowledge, micro and small entrepreneurs can better manage their money and make confident, informed decisions about their businesses. Visa’s Practical Business Skills offers free educational resources and interactive tools to help business owners around the globe start, manage and grow their businesses to help their communities prosper. .